Topstep

Topstep has 6 evaluation plans, starting at $49 a month. The fees, targets, drawdown, and payout terms come from topstep.com.

3.715,039 reviews

Largest account size: $150,000
Share of your profits: 90%
Payout timing: Any time you ask

For a funded 50K account on one try, Topstep ranks #2 of 20 futures firms at $95, including the list-price fee and activation. From each firm’s own site, the figures show its cheapest 50K plan; Topstep was last read 4 Nov 2026.

Lowest price for one try: $9550K Trading Combine (No Activation Fee Path): $95 a month, no activation fee
Smallest fee: $49 / mo50K Trading Combine (Standard Path), plus $149 activation, so $198 for one try
Traders in the US: Accepted

Topstep plans and prices

Topstep evaluation plans at list prices before any code
Plan	Account	Fee	Funded on a first passfee + activation	Profit target	Max drawdown	Split
Trading Combine (Standard Path)	50K	$49a month	$198one month, incl. $149 activation	$3,000	$2,000End of day	90%
Trading Combine (No Activation Fee Path)	50K	$95a month	$95one month	$3,000	$2,000End of day	90%
Trading Combine (Standard Path)	100K	$99a month	$248one month, incl. $149 activation	$6,000	$3,000End of day	90%
Trading Combine (No Activation Fee Path)	100K	$149a month	$149one month	$6,000	$3,000End of day	90%
Trading Combine (Standard Path)	150K	$199a month	$348one month, incl. $149 activation	$9,000	$4,500End of day	90%
Trading Combine (No Activation Fee Path)	150K	$229a month	$229one month	$9,000	$4,500End of day	90%

Topstep against cheaper routes at 50K

Cost of reaching a funded 50K account on one try: each firm's cheapest plan, including the fee and activation

Lowest-priced 50K plans at other futures firms
Firm and plan	Account	Fee	Funded on a first passfee + activation	Profit target	Max drawdown	Split
OneUp TraderEvaluation	50K	$75a month	$75one month	$3,000	$2,500Intraday	90%
The Trading PitFutures Prime	50K	$99one-time	$99	$3,000	$2,000End of day, daily $1,000	80%
FTMOFTMO Futures GrowthAccepts Traders in the US	50K	$119a month	$119one month	$3,000	$2,000End of day	90%
Alpha FuturesStandard	50K	$129a month	$129one month	$3,000	$2,000End of day	90%
TradeDayQuick Pay Intraday Evaluation	50K	$131a month	$131one month	$3,000	$2,000Intraday	50% to 90%
FundedNext FuturesFlex	50K	$141.99one-time	$141.99	$2,500	$1,500End of day	95%

Topstep rules

Drawdown: At day's end, the Maximum Loss Limit follows the balance. Once it reaches your starting balance, it stops changing. Any breach is measured using unrealized P&L in real time. The Daily Loss Limit can be selected if your account is the Combine or the Express Funded Account.
Rule for Consistency: The Combine asks that your best single day stay under 55% of the target profit. The XFA Consistency payout path caps your best day at 40% of total net profit.
Trading around news: You must not deliberately use your full maximum position size to trade into a scheduled major news event.
HFT and scalping: These aren’t permitted: scalping algorithms that use SIM fills and queue position over hundreds of rapid trades.
Trading bots and EAs: You may use automated strategies if you meet the conditions. Topstep doesn't help with setup, and errant trades receive no exceptions.
Trade copying: You may use a trade copier to copy trades between your own accounts.
Limits on accounts: There's no limit on how many Trading Combines you hold. At any one time, you can hold no more than 5 active Express Funded Accounts. One profile is all each trader may have.

All Topstep rules, plan by plan

Topstep payout terms

Your first payout: (Standard) applies after 5 winning days worth $150+ each; (Consistency) applies after 3 trading days meeting a 40% consistency target.
How often it happens: The 3 day rule or the 5 winning day rule applies each time you meet it again. It makes no difference which rule applies.
How long processing takes: Your money goes out through Aeropay as soon as the payout is approved. An ACH payment takes 1-3 working days. A wire transfer needs 5-10 working days; internal approval may require 1-3 working days.
Lowest payout: $125
Most you can get paid: Every XFA request results in a payout of 50% of the balance. Based on the size and path, the limit ranges from $2,000 up to $6,000. The limit doubles if you add a DLL to your Combine purchase.
Your profit share: 90%
Payment options: Payment choices are Prop-to-Brokerage, Aeropay, Wise, ACH, and wire transfers.
Paid out, based on the firm's report: So far, traders have received $1.5B+ in payouts.

Topstep payout rules in full

Topstep compared with other firms

Topstep questions

How much does Topstep cost?

At $49 a month, the 50K Trading Combine (Standard Path) is Topstep's cheapest plan. You then pay $149 to activate a funded account.

What is the Topstep profit split?

Topstep lists a 90% profit split.

When can you take a first payout at Topstep?

Topstep lists these terms: (Standard), after 5 winning days worth $150+ each; or (Consistency), after 3 trading days meeting a 40% consistency target.

Does Topstep allow news trading?

Your full maximum position size must not be used deliberately to trade into a scheduled major news event.

Can US traders use Topstep?

Yes. According to its own pages, Topstep accepts traders from the United States.