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Topstep payout rules

These topstep payout rules explain when your first payout arrives, how often you can request one, the split, the minimum, and how you receive funds.

Profit share
90%
Lowest payout
$125
Ways to receive payouts
5Prop-to-Brokerage, Aeropay, Wise
The amount paid by the firm
So far, traders have received payouts of $1.5B+.

Topstep payout terms

Initial payout
(Standard) after you reach 5 winning days worth $150+ each, or (Consistency) after meeting a 40% consistency target over 3 trading days
Payment frequency
Meeting it again triggers the rule for 5 winning days or the rule for 3 days. It doesn't matter which one applies.
Time needed for processing
Aeropay sends your money as soon as your payout is approved. Payment by ACH is processed in 1-3 working days. Internal approval may also require 1-3 working days, and wire transfers need 5-10 working days.
Lowest payout
$125
Payout limit
Every XFA request pays out 50% of the balance. The cap ranges from $2,000 up to $6,000, based on the size and path. Your cap doubles when you add a DLL to your Combine purchase.
Profit share
90%
Ways to receive payouts
Prop-to-Brokerage, Aeropay, Wise, ACH, and wire
Payout total reported by the firm
So far, traders have received payouts of $1.5B+.

The payout terms for each firm are shown side by side

Topstep payout questions

When is the first Topstep payout?

(Standard) after you reach 5 winning days worth $150+ each, or (Consistency) after meeting a 40% consistency target over 3 trading days.

How often are Topstep payouts made?

Meeting it again triggers the rule for 5 winning days or the rule for 3 days. It doesn't matter which one applies.

How long does a Topstep payout take?

Aeropay sends your money as soon as your payout is approved. Payment by ACH is processed in 1-3 working days. Internal approval may also require 1-3 working days, and wire transfers need 5-10 working days.

In what way does Topstep pay traders?

Topstep lists Prop-to-Brokerage, Aeropay, Wise, ACH, and wire as payout methods.

Where these figures come from

  1. help.topstep.com/en/articles/8284233-topstep-payout-policy
  2. help.topstep.com/en/articles/8284215-express-funded-account-parameters
  3. topstep.com/topstep-prop