Topstep Funded Account
The Topstep Funded Account has a funded-stage activation cost, a profit split, and payout details, according to Topstep's own pages.
- Plans
- 650K, 100K, 150K
- From
- $49 / molist price
- Activation
- No fee or $149
- Profit split details
- 90%
Topstep Funded Account sizes and prices
| Plan | Account | Fee | Funded on a first passfee + activation | Profit target | Max drawdown | Split |
|---|---|---|---|---|---|---|
| Trading Combine (Standard Path) | 50K | $49a month | $198one month, incl. $149 activation | $3,000 | $2,000End of day | 90% |
| Trading Combine (No Activation Fee Path) | 50K | $95a month | $95one month | $3,000 | $2,000End of day | 90% |
| Trading Combine (Standard Path) | 100K | $99a month | $248one month, incl. $149 activation | $6,000 | $3,000End of day | 90% |
| Trading Combine (No Activation Fee Path) | 100K | $149a month | $149one month | $6,000 | $3,000End of day | 90% |
| Trading Combine (Standard Path) | 150K | $199a month | $348one month, incl. $149 activation | $9,000 | $4,500End of day | 90% |
| Trading Combine (No Activation Fee Path) | 150K | $229a month | $229one month | $9,000 | $4,500End of day | 90% |
Payouts on a Topstep funded account
- Initial payout
- (Standard) applies after you complete 5 winning days, each worth $150+. (Consistency) applies after 3 trading days that meet the 40% consistency target.
- Payout frequency
- Each time you meet it again, either the rule for 5 winning days or the rule for 3 days applies. It makes no difference which rule applies.
- Time needed for processing
- Aeropay sends your money as soon as a payout is approved. ACH payments require 1-3 working days. A wire transfer needs 5-10 working days. Internal approval may require another 1-3 working days.
- Lowest payout amount
- $125
- Maximum payout
- An XFA request pays out 50% of the balance. The cap ranges from $2,000 up to $6,000, based on the size and path. The cap doubles if you add a DLL to your Combine purchase.
- Profit split details
- 90%
- Ways to receive payouts
- Options include Prop-to-Brokerage, Aeropay, Wise, ACH, wire.
- Payout total reported by the firm
- So far, traders have received payouts of $1.5B+.
Applicable rules
- Drawdown
- The Maximum Loss Limit follows the balance at the end of each day. It stops moving once it reaches the balance you started with. A breach is checked in real time against unrealized P&L. If you use either the Combine or the Express Funded Account, you can set a Daily Loss Limit.
- Consistency rule
- The Combine asks that your best single day stay under 55% of the target profit. Your best day cannot exceed 40% of total net profit under the XFA Consistency payout path.
- Trading around news
- You must not deliberately use your full maximum position size to trade into a scheduled major news event.
- Scalping and HFT activity
- Not allowed: scalping algorithms that use SIM fills and queue position over hundreds of quick trades.
- Automated bots and EAs
- You may use automated strategies if you meet the conditions. Setup help isn't offered by Topstep, and no exceptions are made for errant trades.
One try at the smallest size costs $198 to get funded. Calculate costs for additional tries.