ThinkCapital

ThinkCapital offers 8 evaluation plans, starting at $39. Fees, targets, drawdown and payout terms all come from thinkcapital.com.

Biggest account: $100,000
Split of profits: 80%
Payout timing: On demand, or as often as every 14 days

$15.60 for each 1,000 of account. The least expensive ThinkCapital path to a funded account is $39 for 3K on a single try, and that total already includes any activation fee; per 1,000 of account size it comes to the same figure (read 4 Nov 2026 on thinkcapital.com).

Lowest cost for a single attempt: $393K Bolt: $39 one-time, no activation fee
Traders in the US: Accepted
Drawdown cap: $150equity-based trailing, locks at starting balance

ThinkCapital plans and prices

ThinkCapital evaluation plans at list prices, before any code
Plan	Account	Fee	Funded on a first passfee + activation	Profit target	Max drawdown	Split
Bolt	3K	$39one-time	$39	Instant, no test	$150Intraday, daily $75	80% to 90%
Nexus	5K	$39one-time	$39	$350	$400	Not listed
Lightning	5K	$59one-time	$59	$500	$300daily $150	Up to 90%
Bolt	5K	$71one-time	$71	Instant, no test	$300Intraday, daily $150	80% to 90%
Bolt	10K	$127one-time	$127	Instant, no test	$600Intraday, daily $300	80% to 90%
Bolt	25K	$279one-time	$279	Instant, no test	$1,500Intraday, daily $750	80% to 90%
Bolt	50K	$479one-time	$479	Instant, no test	$3,000Intraday, daily $1,500	80% to 90%
Bolt	100K	$899one-time	$899	Instant, no test	$6,000Intraday, daily $3,000	80% to 90%

ThinkCapital against cheaper routes at 3K

Cost for a funded 3K account in one try: each firm’s cheapest plan, including the fee plus activation.

Other forex firms' lowest-priced 3K plan
Firm and plan	Account	Fee	Funded on a first passfee + activation	Profit target	Max drawdown	Split
City Traders Imperium1-Step ChallengeAccepts Traders in the US	3K	$29one-time	$29	$200	$125Trailing (balance)	80% to 100%
Alpha Capital GroupAlpha Direct (Instant Funding)	3K	$30one-time	$30	Instant, no test	$125Trailing, daily $75	90%

ThinkCapital rules

Drawdown: For Bolt, the daily loss limit is 3% of equity, and the 6% max loss limit trails equity. Once equity hits 106% of the starting balance, the floor is locked at the initial balance.
Consistency requirement: Bolt caps your best day at 20%, and no one day may make up more than 20% of total profits.
Trading news: Bolt, Lightning, Nexus (add-on available) and Dual Step Intraday don't allow it. Dual Step Swing allows it.
Account limits: Only one active account per size is allowed, whether Bolt or Bolt Flex. You can buy as many challenges as you like.
Holding overnight and over the weekend: With Bolt, you must close positions before the weekend unless you buy the optional Weekend Holding add-on.

ThinkCapital payout terms

Frequency: Every 14 days on Bolt and Lightning, and you can add a 7-day or On-Demand option.
Time needed for processing: You can expect processing inside three working days, with the money usually landing 24 to 48 hours later
Smallest payout: $100
Split of profits: 80%
Ways to get paid: You can be paid in crypto (USDT, TRC20/ERC20) or through Rise (Riseworks.io). A ThinkMarkets personal live account is also an option, but it is not for US residents

ThinkCapital questions

How much does ThinkCapital cost?

The 3K Bolt is the least expensive ThinkCapital plan, at $39.

What is the ThinkCapital profit split?

The profit split listed by ThinkCapital is 80%.

Does ThinkCapital allow news trading?

Bolt, Lightning, Nexus (add-on available) and Dual Step Intraday don't allow it. Dual Step Swing allows it.

Can US traders use ThinkCapital?

Yes, it does. Based on its own pages, ThinkCapital takes traders from the United States.